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Top 10 Tax Misconceptions for Individuals

Posted: 28th March 2011

The IRD has published their top 10 commonly misunderstood tax facts relating to international tax for individuals.  They are: 

  • New Zealand tax residents are taxed on their worldwide income.
  • A person can still be a New Zealand tax resident if he/she leaves the country but still has a permanent place of abode in New Zealand.
  • Foreign income is taxable in New Zealand even if it's not repatriated to New Zealand.
  • Foreign income is taxable in New Zealand even if withholding tax has been deducted
  • Foreign tax credits are allowed to the extent that it cannot exceed the tax otherwise payable on the underlying income in New Zealand.  In other words, you can get tax credits from excess foreign tax credits.
  • Not all overseas pension payments are tax-free, some overseas pensions may be fully taxable in New Zealand.
  • CFC rules and FIF rules also apply to gains on certain foreign shareholdings, retirement schemes and life insurance investments.
  • Additional disclosures are required for controlled foreign companies and foreign investment funds.
  • Allowances that may be treated as tax-free in other countries may not be free in New Zealand.
  • The temporary tax exemption on foreign income for transitional residents expires after 48 months and there's no entitlement to Working for Family Tax Credits during the period of the exemption.

If any of the above give you cause for concern, please contact james.mcquaid@tbag.co.nz